Voluntary Benefits

Voluntary Benefit Information

The Town of Hubbardston is proud to offer our employees a variety of voluntary benefits that are unprecedented in most rural communities. We work with Klingaman & Associates Inc. to provide a suite of services that promote the health, wellbeing, and financial security of our valued staff. Employees interested in learning more about the voluntary benefits offered can contact the Office of the Treasurer Collector for details. 

Boston Mutual Life Insurance

Active Employee Voluntary Life Insurance:

The Town of Hubbardston provides active full-time employees with $15,000 of basic life and AD&D insurance, paid jointly by the employee and employer, with coverage terminating upon retirement. Learn more here.

Critical Illness Life Insurance:

The Town of Hubbardston provides employees critical illness insurance through Boston Mutual Life that pays lump-sum cash benefits for diagnosis of specified critical illnesses like cancer, heart attack, stroke, paralysis, and more. Learn more here.

Accident Insurance:

The Town of Hubbardston provides employees accident insurance through Boston Mutual Life that pays cash benefits for covered injuries and treatments, including hospitalization, fractures, dislocations, ambulance transportation, and more. Learn more here. Learn more here.

Whole Life Insurance:

The Town of Hubbardston offers employees whole life insurance through Boston Mutual Life which provides guaranteed death benefits, premiums, cash values, and coverage continuation. Learn more here.

Retiree Life Insurance:

The Town of Hubbardston provides $10,000 of group life insurance coverage at no cost to retirees, with additional features including an accelerated death benefit, portability, and conversion options. Learn more here.

Vision

The Town of Hubbardston provides employees and their dependents comprehensive vision coverage through VSP, including a $150 allowance for frames and lenses or contacts every 12 months and additional savings on lens enhancements. Learn more here.